Buying property in Florida as a foreign national is very achievable — even without a Social Security Number or U.S. credit history. The key is working with a broker who knows the programs built for international buyers.
Documents you’ll typically need
- A valid passport and visa
- Proof of income or assets from your home country
- Bank statements (often translated)
- A larger down payment, commonly 20–30%
How it differs from a standard loan
Foreign national programs use alternative ways to verify identity and creditworthiness, so a U.S. credit score is not required. Interest rates and down payments are usually a bit higher to offset the lender’s added risk, but terms are very workable.
We specialize in foreign national financing and can guide you through documentation and approval from anywhere in the world.
Ready to take the next step?
Talk to a licensed Florida mortgage broker or start your application today.